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小心踩雷！結餘轉戶常見的五大陷阱與破解之道

要避免這種情況，消費者在申請前應：舉例來說，若某消費者月收入為HKD 30,000，每月必要支出為HKD 20,000，則剩餘的HKD 10,000中應保留部分作為緊急備用金，其餘才用於還款。若結餘轉...

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