香港部分銀行提供低利率信用卡,年利率可低至15%~20%。這類信用卡通常沒有太多優惠,但適合經常需要動用循環利息的持卡人。申請前需比較不同銀行的利率條款,並注意是否有隱藏費用。例如,某銀行的低利率信用...
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